Finance calculators
Work out budgets, debt, and everyday money questions.
Salary and income
Net salary calculator
Work out your take-home pay from a gross salary, a tax rate, and other deductions — as a yearly and monthly figure.
Salary to hourly calculator
Convert an annual salary into an hourly wage, with daily, weekly, and monthly equivalents.
Pay raise calculator
Work out your new salary after a percentage raise, plus the yearly and monthly increase in your pay.
Budget and everyday money
Budget calculator
Plan monthly income, expenses, savings, and remaining cash flow with a clear budget breakdown.
Emergency fund calculator
Work out how big your emergency fund should be from your monthly expenses and months of cover, plus how much is still left to save.
Net worth calculator
Work out your net worth from total assets and total liabilities, with a debt-to-asset ratio and a visual split of what you own versus what you owe.
Discount calculator
Work out the sale price and how much you save when a percentage discount is applied.
VAT calculator
Add or remove VAT at any rate. Enter an amount and a VAT rate to see the net, the VAT, and the gross, with a visual split.
Currency converter
Convert an amount from one currency to another using an exchange rate you enter, with the inverse rate to convert back.
Debt and credit
Credit card payoff calculator
Work out how many months it takes to pay off a credit card balance with a fixed monthly payment, plus the total paid and total interest.
Debt consolidation calculator
Compare a new consolidation loan with current debt payments, including monthly savings and total cost.
Debt-to-income ratio calculator
Work out your debt-to-income ratio and see whether it falls in a healthy, caution, or high range.
APR calculator
Work out the true annual cost of a loan — the APR — from the amount, fees, nominal rate, and term, plus the monthly payment and total cost.
Housing and car decisions
How much house can I afford
Estimate the home price you can afford from your income, debts, down payment, and mortgage rate using the 28/36 rule.
Rent vs buy calculator
Compare the total cash cost of renting versus buying over a set number of years, from monthly rent, monthly ownership cost, and down payment.
Car lease vs buy calculator
Compare leasing and buying a car by total cost, monthly payment, financing, and expected resale value.
Airbnb income calculator
Estimate the monthly and yearly net income from a short-let property from its nightly rate, occupancy, and running costs.
Running costs and business
Fuel cost calculator
Work out the fuel cost of a trip from the distance, your vehicle's efficiency, and the price per unit of fuel.
Electricity cost calculator
Work out what an appliance costs to run per day, month, and year from its power in watts, the hours it runs, and your price per kWh.
Solar panel savings calculator
Estimate the yearly savings and payback period of a solar system from its size, your sun hours, electricity price, and system cost.
Break-even calculator
Work out how many units you must sell to cover your fixed costs from the price and variable cost per unit, plus the revenue and contribution margin.