Investment Return Calculator
See how your investments could grow based on different return rates and contribution amounts.
Investment Details
Return Settings
Investment Summary
Future Value
$10,000
After 10 years
Total Return
$0
Total earnings from investment
Annualized Return
0.00%
Average yearly growth rate
Growth Projection
Investment Details
| Initial Investment | Monthly Contribution | Annual Return | Time Period |
|---|---|---|---|
| $10,000 | $500 | 7.00% | 10 years |
How Investment Returns Work
This calculator shows how your money grows over time with compound interest. You start with an initial amount, add regular contributions (monthly or yearly), set an expected return rate (historical stock market average is around 7-10% after inflation), and see your total after X years.
Example: Start with $10k, add $500/month at 7% return. After 20 years, you'd have around $260k (you put in $130k, the other $130k is compound interest). Consistent contributions over time beat large lump sums because of dollar-cost averaging—you buy when prices are high AND low, smoothing out volatility.
Key factors: how much you start with, how much you add regularly, your return rate, and how long you stay invested. Time in the market beats timing the market.
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